![]() ![]() We are our customers and believe in providing Efficient, Innovative, Flexible and Understanding financial solutions to suit everyone’s needs.For customers who have a relationship with Hang Seng before 16 June 2014: Our branches are located in retail precincts all around Australia providing a face to face experience which, together with our innovative online product offerings, give customers convenient access to products and services whatever their circumstances.Ĭash Train is an industry leader committed to closing the gap in the market for consumers who are either excluded from, or who simply choose not to obtain credit from mainstream financiers and allowing consumers who are in financial need access regulated credit solutions with extensive consumer protections Our staff work closely with our customers and do their very best to ensure whatever financial product they require, for whatever purpose, we find a solution which suits their needs. With a proud history of giving people a go over the last 20 years, our 40+ branch network across Australia is proud to be part of the communities it serves. After you have completed your online application, our underwriting team work very hard to ensure you receive a quick lending decision on your application and if successful, cash in your bank account fast and often on the same day **.Ĭash in your hand from your Branch^ or Money Paid Directly to Your Account - Once approved, your money may be collected from your Branch^ or is sent directly to your bank account, so that you can access your loan as soon as possible and often on the same day **.Ĭash Train is the trusted lender of choice committed to transforming the consumer lending industry in Australia. Quick Loan Offer - Cash Train can give you a quick loan offer * online. No Paperwork Necessary - As an online lender, our application can be completed 100% online, this means there is no need to print, scan or fax any paperwork to us.īad Credit? No Problem - We offer small cash loans even with a less than perfect credit history so if you have had bad credit and need a quick small loan, we may be able to help *. Quick Application - Our online application is quick and easy to complete, typically taking only 5 - 10 minutes from start to finish. Our small cash loans allow you to borrow a smaller amount to suit your needs - and fast! Get in touch with us today to discuss more about the right cash loan for you.īorrow $200 - $10,000 - Some banks or lenders may have a minimum borrowing amount for their personal loans, which may be more than you actually need. At Cash Train, it is possible to receive a loan even where you may have a poor credit rating as we assess each loan on a case by case situation, whether you are employed, unemployed, self-employed, receiving Centrelink payments or government benefits, and many more. ![]() The application and funding process can also be a lot quicker. Thus, fees charged on unsecured loans are typically higher than that of a secured loan. Unsecured loans do not require any security. Having a poor credit score, could make it difficult for you to be approved for a secured loan. Secured loans generally have lower fees and charges as the lender reduces its risk by taking a charge over the secured asset. ![]() The secured asset may be sold by the lender to recover any outstanding loan where agreed repayments cannot be met. There are generally two types of loans: secured or unsecured loans.Ī secured loan is a loan that is secured by an asset, such as a car or property. A loan is a sum of money that is borrowed from a creditor or lender in which you make repayments with fees and charges. ![]()
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